For the features of e-learning and mobile learning, an effective exercise-test-evaluation solution based on handheld device is presented. The solution mainly includes exercises, test, evaluation and intelligent feedback. Effectively utilizing optimal curve of memory and previous answer records, an intelligent paper composition algorithm is proposed. For the problem of instability of communication network, a broken-point continuingly-transferring method is presented. Finally, SQLCE and middleware technology are used to implement above solution in Windows CE embedded platform. The system testing with practical data confirms system availability and the efficiency of the algorithm.